Renew Your Coverage

Protect Your Health

Each fall, you need to renew your health insurance. Make sure your family is protected next year!

• Confirm your current plan
• Switch to a new plan
• Adjust your coverage to match your needs

Review Your Options

Plans and prices change every year. It's always a good idea to come back to MNsure to shop during open enrollment.

Even if you like your current plan, shopping helps you:

• Explore how much it will cost next year
• See if anything's changing
• Check your eligibility for financial help

If your current plan is not available next year, your insurance company will tell you.

Want personalized advice from a pro? Get help from a MNsure-certified broker. They can dig into the details of your family's situation and make sure you have the best plan for your budget.

How to Renew in 3 Steps

Step 1: Read Your Notice

You will get a letter explaining your eligibility for next year in the mail and in your online account. It's an important reminder that open enrollment is coming up.

This letter says if you or your family members are eligible to enroll through MNsure. It also says if anyone is eligible for financial help.

Step 2: Update Your Application

Sign in to your MNsure account to make sure your income and household info are correct. Outdated or incorrect info could affect your eligibility.

• Need to change info? Use the "Edit Application" button on your dashboard to fix your income, address, or family size.
• It’s smart to report any changes to MNsure within 30 days so your account is up-to-date throughout the year.

Step 3: Keep Your Plan or Pick a New One

• To keep your current plan: If you like your plan and the price, you usually don't have to do anything! Check your online account to see if your plan will renew automatically.
• To pick a new plan: If you want a different plan, use the "Shop Plans" button to compare your options for next year.

Resources

• Plan Comparison: Use our coverage tool to browse options. Sort, filter and view plans side-by-side.
• Expert Help: MNsure-certified brokers can help you select the right plan for you.

Common Questions

Do I need to complete a new application to renew my coverage?

For most people: No. In most cases, your eligibility is automatically renewed, and you do not need to complete a new application.

Be sure to answer right away if we ask for any information. This ensures you continue to receive any financial help you're eligible for.

What if my notice says I need to complete a new application to renew my coverage? (Less common)

Sign in to your MNsure account and complete an application.

To update your eligibility for financial help, you must choose to apply with financial help. (Otherwise, you can apply for health insurance without financial help.)

Follow the instructions on your notice to complete your enrollment.

When is the deadline?

Open enrollment is November 1-December 31, 2026.

I have Medical Assistance or MinnesotaCare. Is this for me?

No. This information is only for plans sold through MNsure.

If you have Medical Assistance or MinnesotaCare, you may need to renew your coverage at a different time. Learn more about renewals from the Department of Human Services.